When it comes to retirement planning in 2025, there's a conversation happening in financial circles that most people are ...

Converting your 401(k) to a Roth portfolio will allow you to entirely avoid RMDs. This is a legitimate form of tax planning. However, often there's a difference between whether you can do something ...

Worried about losing some of the $3 trillion in assets they oversee, defined-contribution-plan administrators have forged a coalition with plan sponsors and retirees to lobby Congress to allow Roth ...

Roth conversions allow your client to control when they pay income tax on their retirement assets, enabling them to take ...

At some point, your client may want to do a Roth conversion: move some or all their money from a traditional 401(k) to a Roth 401(k) plan, or a traditional IRA to a Roth IRA. Roth conversions have tax ...

Retirees with significant assets often have to plan around required minimum distributions (RMDs). If you already have sufficient income and don’t need the money in a pre-tax portfolio, annual RMDs can ...

Transferring some of your retirement savings from a tax-deferred account like a 401(k) to a Roth IRA can help you reduce or possibly avoid required minimum distributions (RMDs) and income taxes later ...

I fear writing articles for too narrow a group. This one is for self-employed folks. It is best if you think your tax bracket is going to be high after you retire, especially if you will be subject to ...

An unexpected provision in the fiscal cliff deal will give workers the option of paying taxes now on their retirement savings instead of later on when they withdraw money from their accounts. The ...

Ensuring your team's long-term well-being often starts with a well-managed 401(k) plan, and the quality of your provider’s service plays a pivotal role. So, is your current 401(k) plan provider ...

I love helping my clients maximize their tax-free retirement income streams. Converting a traditional IRA account to a Roth IRA is a fabulous part of a proactive tax-planning strategy to reduce the ...