TORONTO--(BUSINESS WIRE)--New annual data from FICO, the global analytics software leader, shows that the average FICO® Score for Canadian consumers has dropped two points from April 2023 to 760. The ...

Since the emergence of credit cards in the 1960s and the creation of credit scores in the late 1980s, Westerners have utilized the established practice of financial borrowing for decades. While ...

Taking the mystery out of how credit scores work can help you boost your rating. It’s typically recommended that you check your credit score at least once a year to know your standing and also ...

Most Canadians wonder at some point: “How many credit cards should I have?” The answer isn’t one-size-fits-all. It depends on your spending habits, financial goals, and how disciplined you are when ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

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Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...