April 04, 2025 – If you’re looking to assess your creditworthiness, you’ll want to get a credit report that includes your credit score. But how do you know which credit score will best reflect your ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

ROANOKE, Va. (WDBJ) - Americans owe $1.142 trillion in credit card debt, the highest balance ever recorded, according to the latest consumer debt data from the Federal Reserve Bank of New York. In ...

A credit report dispute helps correct errors in personal and account details, protecting credit scores, ensuring fair lending ...

More Americans are racking up credit card debt, but an expert from the St. Louis Federal Reserve can explain how to maximize your credit score and pay down debt.

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face challenges in today's scoring models.

If you have student loans, you may want to check your account. Experts suggest millions of federal student loan borrowers will start to see an impact on their credit score. After COVID, loan ...