A new formula used to calculate credit scores will affect some peoples’ credit scores, including some college students’. Fair Isaac Corporation, which calculates credit scores, changed its formula in ...

You know credit scores exist. You might even know what yours is. But do you know how it’s calculated and why it’s important? Your credit score affects whether you can get a credit card, rent an ...

A credit score can help lenders and others predict how likely you are to pay your credit obligations on time in the future, based on your past credit behaviors. But it’s important to understand that ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

Katherine Watt is a former CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa ...

This is read by an automated voice. Please report any issues or inconsistencies here. Gen Z has seen its credit scores drop more than any other generation over the last year, largely because of ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face challenges in today's scoring models.