The average FICO credit score across the U.S. has fallen for a second year in a row. The latest statistics from Fair Isaac Corp., or FICO, show that the national average FICO credit score fell to 715 ...

New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of consumers tells an outsized story about how the system rewards long-term, ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face challenges in today's scoring models.

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.