The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types. Open peril coverage means losses are ...

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Most homeowners have a policy type known as HO-3, which covers the home itself, as well as your personal property (the home's contents). It also provides liability coverage and medical payments, which ...

Your home's size, age and features, as well your personal property, impact how much coverage you need. Keeping a digital home inventory can help determine appropriate policy limits and make the claims ...

Intact Insurance has unveiled Lifestyle Advantage, a new type of home insurance coverage that the company says will provide experienced homeowners with the flexibility to “rebuild their lives the way ...