A personal loan provides a lump sum of funding that you can use for almost any purpose, including debt consolidation, home improvement, medical bills and more. Since personal loans are installment ...

Use our calculator to determine how much you can save by refinancing your student loan to a lower rate. Plus, learn when it makes sense to refinance. NerdWallet editorial rating NerdWallet's ratings ...

Use this personal loan calculator to compare the monthly and total cost of two personal loans, side by side. Just enter the loan amount, term and interest rate. Many or all of the products on this ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Rachel Witkowski is an award-winning journalist whose 20-year career spans a wide range of topics in finance, government regulation and congressional reporting. Ms. Witkowski has spent the last decade ...

Private student loans are provided by banks, credit unions or state-based organizations, with terms and conditions set by the lenders. Private loans generally have higher interest rates, less flexible ...

The average student loan payment is between $200 and $299, according to the most recent available data from the Federal Reserve. The average debt among recent graduates who took out student loans is ...

Life happens, and even the most meticulous budgeter can’t predict when a financial crisis will hit their wallet. Hardship loans, which are similar to personal loans, make it possible to get through ...