Your home insurance policy includes a declarations page and the policy jacket. Understanding replacement cost versus actual cash value can help you determine how your homeowners insurance claim could ...

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ...

Florida homeowners should review their insurance policies now, before a major storm forms. Documenting your home's condition and valuables before a storm hits can help with insurance claims. Home and ...

Home insurance provides financial protection against potential risks, such as natural disasters, theft, fire, and other ...

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Editor’s note: This article has been updated. A previous version of this article incorrectly stated that standard home insurance will usually cover flood damage caused by melting or moving ice and ...

Tropical Storm Erin is moving quickly westward across the Atlantic and is predicted to become a hurricane on Thursday, Aug. 14. It is too early to know if Erin will impact Florida, but Florida ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...