Buying a house is a huge undertaking. From searching for the right place to making a successful offer, a lot goes into landing your dream home. And one of these big steps is getting approved for a ...

Mortgage refinancing can be a smart move for homeowners who want to lower their monthly mortgage payments, shorten their mortgage term, change their loan type or remove PMI. However, before you decide ...

Buying a home is the American dream for many, but it can seem like a huge hurdle if you don’t have decent credit. After all, conventional lenders often require a minimum credit score of 620 to qualify ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

If you’re thinking about buying a home, an FHA loan might be worth considering. FHA loans exist to help people — especially first-time homebuyers or those with past credit issues — get into ...

To get a VA home loan, you must be a service member, veteran or qualifying surviving spouse with a Certificate of Eligibility. VA home loans have no down payment requirements but only apply for ...

Reverse mortgages allow seniors to tap into their home equity to supplement living expenses during retirement. Reverse mortgages come with age, residency, equity and debt guidelines the borrower must ...

A mortgage refinance can help lower your monthly mortgage payments and free up cash in your budget. Or you can shorten the loan term and pay your mortgage off faster or potentially tap into your home ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. VA home loans are among ...