Here’s how to create a monthly budget that actually works, plus strategies for sticking to it. Have you ever reached the end of the month and wondered where all your hard-earned money went? If yes, ...

“A budget includes sources of income and a list of all expenses — both fixed and flexible,” said Sasha Grabenstetter, AFC, financial planning education consultant at eMoney Advisor. “Fixed expenses — ...

For many households, meal preparation on a budget can be stressful because of budget constraints and the hassle of finding various food options. The stress could also come from shopping with an ...

Fixed expenses (rent, insurance) remain constant monthly, while variable expenses (groceries, utilities) fluctuate. The 50/30/20 rule allocates 50% for needs, 30% for wants and 20% for savings and ...

Make your budget work for your real lifestyle—not the one on spreadsheets Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit ...

MoneySense’s free Excel template for your monthly budget If you’re looking for a free Excel budget template in Canada, then this tool is for you. Start planning out your personal expenses now.

On Oct. 21, personal economics reporter Erica Alini, consumer affairs reporter Mariya Postelnyak and investment reporter David Berman answered reader questions on how to manage their household ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

When Mississauga, Ont.-based money coach Vanessa Bowen sat down with a client last year to go through the woman's finances, the pair realized something was askew: a monthly Spotify charge had ...

You try to spend your money intentionally. You meal prep on Sundays. You resist the latest iPhone upgrades. And then — bam! — a random $9.99 charge hits your ...