Mortgage Research Center. Rates averaged 5.28% for a 15-year financed mortgage and 5.94% for a 20-year financed mortgage.

A cash-out refinance is one way to tap into the equity you’ve built up in your home. Money reviews the best cash-out lenders ...

As mortgage rates swing and fees shift, one simple idea is gaining fresh attention among homeowners: speak the lender’s ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to ...

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.37%. For 20-year mortgage refinances, ...

Home mortgage loans represent one of the most common types of debt for Americans - with more than $1.6 trillion in new loans originating in 2021 alone. Fannie Mae expects that number will continue to ...

Refinancing a mortgage is a popular way to reduce your payments, withdraw cash from your equity or do both, depending on how low interest rates are. But you need to be aware of mortgage refinancing ...

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms Written By Written by Staff Deputy Personal Finance Editor, Buy Side Valerie ...

The interest rate climate has already begun to shift ahead of the Federal Reserve's expected rate cuts this month. Just this week, mortgage rates dropped substantially, falling to an average of 6.35%, ...

You may have been hearing this all year from high-pressure salespeople, but now it's really true: It's a great time to refinance your home. In fact, it may be a once-in-a-lifetime opportunity.

Home equity continues to ride high in the final quarter of 2025, according to data from ICE Mortgage Technology, with roughly 48 million homeowners sitting on $11.2 trillion in tappable equity.

Here's a guide to what to say to the mortgage lender, complete with sample sentences. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not ...