Christine is 42 and lives in Chicago with her husband. They both work in the theater business…she paints sets and backdrops. And they make enough to get by, but not enough to have much in reserves.

Management is often described as the art of making choices, allocating resources, and balancing needs with available means. At its core lies the concept of opportunity cost, the value of the best ...

Six years ago, Jaimie Seaton moved back to the U.S. after spending several years living in Asia with her husband and two kids. They decided to settle in New Hampshire, where Jaimie grew up. And they ...