Pension freedom and choice came in with a bang in April 2015 as providers, regulators and advisers braced for a sea-change in investor behaviour. That sea-change did not come, although many advisers ...

Savers taking advantage of pension freedoms to cash out before retirement have suffered £2bn in lost returns, spurring calls for better financial education, according to analysis by LCP. LCP cited ...

The abrupt announcement from HM Treasury about pension freedoms - introduced three years ago today (6 April) - left the industry with little or no time to prepare for the potential dangers of the new ...

Ed Monk is associate director at Fidelity International. Markets have been kind to the first cohort retiring under pension freedoms introduced a decade ago. Retirees who followed the '4 per cent rule' ...

A decade ago, pension savers were granted a new right: to take cash out of their pension pots however they pleased from age 55. Dubbed “pension freedoms”, the new rules came into effect on 6 April, ...

On the go: The Financial Conduct Authority has admitted that policymakers and regulators should have done more to protect consumers from risks that arose with the introduction of pension freedoms. In ...

A decade ago, pension savers were granted a new right: to take cash out of their pension pots however they pleased from age 55. They could use their pension pots like a cash machine, there was no need ...