The 4% rule is a common retirement withdrawal strategy. We'll discuss how it works, how it has changed, and its pros and cons ...

For this Redditor, a 4% safe withdrawal rate is part of their retirement planning. It’s helpful to remember that the 4% SWR is a recommendation and not the only option available. There is also ...

Jordyn joined Investopedia in February 2025. She was previously a freelance writer covering lifestyle, entertainment, politics in the Midwest, and more. Investopedia/Julie Bang A new Vanguard study ...

I’ve noticed myself pulling back in the past few months. By that I mean I’ve had opportunities for new projects that in that past I would have jumped on, but now pass over. I’ve cut back on some ...