Discover the benefits and drawbacks of target-date funds for retirement savings, and learn how they can fit into your financial strategy.

Another common misconception: that target-date funds guarantee income in retirement. They don’t. None of them promise to ...

What Is a Target-Date Fund? A target-date fund is an investment vehicle that automatically adjusts the asset allocation mix as the investor approaches retirement. These funds are designed to provide a ...

Target-date funds are a preferred retirement savings vehicle for many Americans, reaching $4 trillion in assets in 2024. For good reasons: With a target-date fund you get access to a diversified ...

Roger Wohlner is a target date fund skeptic. A fee-only financial advisor for both retirement plans and individuals, Wohlner worries that target date funds — which invest in a mix of assets with the ...

Target-date investment strategies accounted for more than $4 trillion in assets across mutual fund and collective investment trust vehicles as of the end of 2024. If target-date funds were a country’s ...

For years, I ran my own business, and right around this time of year, I would get whipped up trying to pick mutual funds for my Individual Retirement Account (IRA). As the April 15 tax filing deadline ...

The investment seeks the highest total return over time consistent with an emphasis on both capital growth and income. The fund pursues its objective by investing in a diversified portfolio of other T ...

As the new year begins, savings have hit unprecedented levels, but rising health care costs and growing poverty make ...