The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types. Open peril coverage means losses are ...

Most homeowners have a policy type known as HO-3, which covers the home itself, as well as your personal property (the home's contents). It also provides liability coverage and medical payments, which ...

What is home insurance? How does home insurance work in Canada? What home insurance coverage do I need? We break down what home insurance covers, why you need it and more. This article is 3 years old.

What exactly do you get with your home insurance policy? This guide breaks down the types of policies in Canada and what is covered for each. Like so much of the home buying process, home insurance ...

As famed surrealist writer Franz Kafka was once believed to say: "Better to have, and not need, than to need, and not have." And while insurance can feel like a logistical nuisance for homeowners, its ...

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