USDA home loans can help low-income homebuyers buy a house in a rural area with a 0% down payment and a low interest rate.

We're here to clear up persistent misconceptions about government-sponsored USDA loans, so homebuyers can benefit from this ...

USDA home loans offer a path to homeownership for those with lower incomes and for people who are looking to buy a home in certain areas of the country. These mortgages are backed by the US Department ...

For first-time home buyers, it can be challenging to save up for a down payment. Down payments vary considerably — from the 3.5% required for FHA loans for first-time buyers to the 20% that many ...

USDA mortgages are aimed at borrowers buying in eligible rural areas. These loans come with lenient rules around credit scores and down payment requirements. USDA loans come with income limits that ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

The U.S. Department of Agriculture home loan program is a fantastic route for some prospective homeowners to obtain a mortgage with no money down and at a competitive interest rate. The program has ...

The biggest difference between USDA loans and conventional mortgages is that USDA loans typically have lower interest rates because the government insures them. The best provider of USDA loans is ...

For many homebuyers, it’s the realization of a dream: a house in the country, with acreage and distant neighbors. But the imbalance of home value to land value can make finding a mortgage challenging.

Representatives Mike Bost and Nikki Budzinski have introduced the USDA Loan Modernization Act, which updates loan eligibility ...

As world events have people in business, government and economic development contemplating the tension between energy independence and sustainability, it’s worth exploring how creative financing can ...