USDA home loans can help low-income homebuyers buy a house in a rural area with a 0% down payment and a low interest rate.

USDA mortgages are aimed at borrowers buying in eligible rural areas. These loans come with lenient rules around credit scores and down payment requirements. USDA loans come with income limits that ...

USDA loans are mortgages backed or funded by the U.S. Department of Agriculture. Also called USDA rural development loans or rural housing loans, USDA home loans feature low or no down payments and ...

Representatives Mike Bost and Nikki Budzinski have introduced the USDA Loan Modernization Act, which updates loan eligibility ...

If you're hoping to purchase a primary residence in a rural area and have been researching U.S. Department of Agriculture loans, you'll want to also become acquainted with USDA eligibility maps. These ...

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If you’re a homeowner with a U.S. Department of Agriculture-backed mortgage, you might wonder if you can refinance a USDA loan. After all, refinancing your mortgage can save you thousands by securing ...

The U.S. Department of Agriculture (USDA) supports homeownership opportunities for low- and moderate-income Americans through several loan, grant and loan guarantee programs. For qualified borrowers, ...

Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions ...

CrossCountry Mortgage is recognized as one of the top lenders for USDA mortgages. When it comes to mortgage types, USDA loans can be an attractive option. These loans have many benefits, including ...

USDA rural home loans (often called USDA Rural Development loans) remain fully available in 2025 for Maryland homebuyers. These mortgages offer 100% financing (no down payment) with competitive ...