For now, though, variable mortgage rates are the cheapest option, and will be for the majority of 2026, as volatility in the ...

For most of 2021 and into early 2022, variable mortgage rates were substantially lower than fixed mortgage rates. As a result, many borrowers opted for a variable-rate mortgage. These types of ...

Discover how to calculate variable overhead spending variance, its impact on costs, and examples of favorable vs. unfavorable ...

With a fixed-rate mortgage, your interest rate and payments won’t change during your mortgage term. But they might if you opt for a variable-rate mortgage. Many or all of the products on this page are ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Variable-rate mortgages are a flexible option for Canadian homebuyers who are comfortable with some risk in exchange for potential savings. Unlike fixed rates, variable-rate mortgages can fluctuate ...

The Bank of Canada’s decision to lower interest rates for the first time since March will have a direct effect on variable mortgages, and could shift the equation on whether to go with a fixed or ...

Every business has operating expenses — that is, the costs of running the business. These expenses can generally be classified in two ways: Fixed expenses and variable expenses. Understanding the ...

After nearly two years of interest rate increases, cuts may be on the horizon—here’s what that means for current and prospective home owners. If you have a mortgage on your home or have been trying to ...