You might think closing a credit card or other account might remove it from your credit report automatically. But while closing an account prevents you from using it, that doesn't mean it disappears ...

A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It involves offering to settle your debt in exchange for the collection agency ...

Having a collection account on your credit report can feel like a heavy burden, as it can significantly impact many areas of your life — and your finances — including your ability to secure loans, ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

A collection account is bad news for your credit score, and the damage can last for years. During that time, you may miss opportunities to save on interest rates and insurance premiums, see an ...

The FCRA, or Fair Credit Reporting Act, is a federal law enacted by Congress in 1970 to promote accuracy, fairness, and privacy in the information maintained by consumer reporting agencies. In simple ...