Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of ...

The price of a product is determined by the law of supply and demand. Consumers have a desire to acquire a product, and producers manufacture a supply to meet this demand. The equilibrium market price ...

A letter of determination confirms a retirement plan's tax-advantaged status under ERISA. Employers using pre-approved plans generally don't need a determination letter. A determination letter doesn't ...