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AI initiatives don’t stall because models aren’t good enough, but because data architecture lags the requirements of agentic systems.

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Since index funds consistently beat active management over the long-run, they are often a more viable option for retirement saving success.

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Consider parking some or most of your long-term dollars in index funds. They can make life easy, as you won't have to study the universe of stocks (and/or bonds), making buy-and-sell decisions.