Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

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Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.

Certificates of deposit (CDs) have different rules than other types of accounts Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal ...