Financial plans often fail due to unrealistic assumptions. CA Nitin Kaushik advises building a buffer into budgets.
Creating and sticking to a budget is a powerful tool to help manage income, save money, eliminate debt, and achieve financial goals.
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Understand that this loan remains entirely your legal responsibility even if your relationship status changes.
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The same NerdWallet study found that 46% of Americans want to save money for emergencies in 2026. Start with whatever you can spare. Make it $20, $50, $75 or whatever jibes with your budget right now.