Business owners need to understand how their business uses cash and how to spend the cash that comes in effectively. The best way to do that is through a budget.

Team budgets are forecasts of revenues and expenses, usually on a monthly basis for up to a year. A budget helps small-business managers make resource allocation decisions and identify and plan for ...

If you struggle with money — or you have a specific goal to save money going into the new year — following a budget can help you stay on track. Budget worksheets provide a basic layout for tracking ...

Laura Pomfret has a handy budget template to help manage your finances, like a 'profit and loss' account. Here is the budget ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

A budget variance is a discrepancy between the predicted cost or revenue in a given account. A budget variance may include a revenue shortfall due to an inaccurate estimate, or a sudden and unexpected ...