401(k) loan limits are the lesser of $50,000 or 50% of your vested balance. Loan repayment is typically within five years, longer if used for a primary residence. Defaulting leads to a 10% penalty and ...

Asset classes rotate in leadership, so performance-chasing rarely delivers consistent results. U.S. large-cap stocks are a portfolio staple, but they can overshadow other holdings. Small-cap stocks ...

401(k) withdrawals before age 59 1/2 may incur taxes plus a 10% penalty. Roth 401(k) distributions are generally tax-free. At 73, you must start taking RMDs from a traditional 401(k), calculated based ...