A Wharton professor proposes converting a portion of 401(k) balances into lifetime annuities automatically at retirement. Congressional action would be required to authorize this default structure in ...

Steady saving, smart investing, and unwavering commitment to long-term plans: uncover the secrets behind the success of 401(k) and IRA millionaires. Senate to vote Friday on pathway to end shutdown ...

For simplicity, employers might prefer the SIMPLE IRA. For flexibility, a 401(k) plan provides a wider array of choices. Many, or all, of the products featured on this page are from our advertising ...

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. Contributing to a 401(k) is one of the best ways to prepare ...

401(k) loan limits are the lesser of $50,000 or 50% of your vested balance. Loan repayment is typically within five years, longer if used for a primary residence. Defaulting leads to a 10% penalty and ...

Farran Powell is the managing editor of investing at Forbes Advisor. She was previously the assistant managing editor of investing at U.S. News & World Report. Her work has appeared in numerous ...

Asset classes rotate in leadership, so performance-chasing rarely delivers consistent results. U.S. large-cap stocks are a portfolio staple, but they can overshadow other holdings. Small-cap stocks ...

Report 401(k) overcontributions before Tax Day to avoid penalties and double taxes. Excess 401(k) contributions can lead to adjusted taxable income and additional paperwork. Consider IRAs and HSAs for ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Chip Stapleton is a Series 7 and Series 66 ...

Claire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net Worthy, and an Investopedia contributor. Claire's expertise lies in corporate finance & accounting, mutual funds, ...