Every week, we ask readers to think like an advice columnist and submit their advice to a question Carolyn Hax hasn’t answered. Husband grew up amid constant arguing and developed such a dim view of ...

Kristina Zucchi is an investment analyst and financial writer with 15+ years of experience managing portfolios and conducting equity research. Charlene Rhinehart is a CPA , CFE, chair of an Illinois ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Robert Kelly is managing director of XTS Energy LLC, and has more than three decades of ...