I would have to say that 98 is faster (generally). Espcially when it comes to simulators. Reason being that 98 allows direct access to the hardware... of course it is far less stable than 2000 and XP.
I'm not sure if I should reply here or there but for Star Wars Episode 1: POD Racer, you can't save the game from one session to the next. When you restart the game, all the previous progress you made ...