In this post we discuss debt in the current context, and consider where the very high levels of debt will take us. And as importantly, who wins and who loses. Transcript is available for download.

Deposit Bail-In is something which we have been discussing in recent times, not least because of the overt example now active in New Zealand under the Open Banking Resolution, the mandate from the G20 ...

In this show I look at the latest home price trends, and other data which is showing the pressure of houses and businesses. Prices may be on the turn, but affordability is still a critical issue.

OK folks a rant warning. It seems you are better placed financially and socially, if you are old with property compared with being young with none or a massive mortgage! And its structural thanks to ...

Interesting data from Statistics New Zealand today on employment and wages today. They show that New Zealand unemployment unexpectedly rose from a record low in the second quarter but wages rose at ...

Housing affordability, whether for those seeking to rent or to purchase, is at peak stupidity, driven directly by Government policy. Leading the charge (yes we can of course talk about first time ...

Markets are shrugging off bad news, and heading for the stars, so will we see a melt-up into the end of the year, or are concerns over the debasement trade, the US close down and the AI mutual ...

The less meaningful monthly CPI was released today by the ABS. The headline was that the reported annual CPI was unchanged, while the underlying rose just a tad. But remember this monthly series is ...

This is an edited version of a live discussion in which I discuss the US election results, and then I am joined by award winning mortgage broker Chris Bates as we answer some important questions about ...

This is a thought-provoking dive into the the root cause of the property crisis, and what may lay ahead. What do Marie Antionette, a lump of coal, and the Kingdom of Great Britain have to do with the ...

Core Logic released their annual Best of the Best report, and they say that while at first glance, the Australian housing market was surprisingly resilient through 2024, it can be characterised as ...

Moody’s says that inequality has been increasing in the U.S. for decades. This has been well-documented. However, new data from the Federal Reserve shed additional light on the distribution of wealth ...