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Learn more about the three major credit reporting agencies. Find out what types of information these agencies collect and how this data affects your credit.

We know that it can be frustrating trying to apply for a new credit card when you have bad credit. That's why we've prepared this guide, providing you with useful tips on what to do and not do as you ...

Save money this holiday season with smart shopping tips, budgeting ideas, and strategies to avoid holiday debt. Stay financially confident with Credit.com.

Here's what happens to the merchant when you dispute a charge: chargeback fees, revenue loss, and potential legal battles. Learn more about the process.

Disclosure: Credit.com and CreditRepair.com are both owned by Credit.com Holdings, LLC. Oquirrh Mountain Law Group, PC, d/b/a Lexington Law Firm is an independent law firm that uses Credit.com ...

A hard credit inquiry is when a credit card issuer or another lender reviews a credit report as part of your credit application. Their request to review your credit will be shown as a hard inquiry on ...

Collection accounts are bad for your credit score. These negative marks on your credit report indicate you might not pay your bills on time—or ever, which is why lenders don’t like to see them.

In this article, we’ll break down what the statute of limitations means, why it matters, and how it differs across the United States.

A good credit score is 670 or above, while scores of 740 and above are very good to excellent. See how your score measures up on our credit score chart.

Credit card debt is reaching record highs. Many people struggle with cost of living increases paired with financial instability and other debts, leaving them to make ends meet by using credit cards.

Learning how to build credit can help if you have a bad credit score or want to improve your current score. You can start by getting a secured credit card, becoming an authorized user, or getting a ...